Business Financing for Hampton Roads Contractors

Fast, flexible working capital solutions for construction, HVAC, electrical, and plumbing contractors. Funding from $5,000 to $500,000 with approval in 24-48 hours.

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$500K

Maximum Funding

24-48H

Fast Approval

6.99%

Starting APR

6-24

Month Terms

Why Contractors Choose Us

We're proud to serve the Hampton Roads business community with financing solutions designed specifically for contractors.

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Fast Funding

Get approved in as little as 24 hours. We understand that when you win a contract, you need capital immediately.

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Industry Specific

We understand the unique cash flow challenges contractors face, from project-based income to seasonal fluctuations.

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Local Focus

As a Hampton Roads business, we understand local market conditions and work with contractors in our community.

How It Works

Get funded in three simple steps

Quick Application

Complete our simple online application in just minutes. No lengthy paperwork or complicated processes.

Review Options

Our team will review your application and present you with competitive funding options tailored to your needs.

Get Funded

Accept your offer and receive funds in your business account within 24-48 hours.

Financing Solutions

Flexible funding options to meet your business needs

Working Capital

Keep your business running smoothly

✓ Cover daily operations
✓ Manage payroll
✓ Purchase materials
✓ Handle unexpected expenses
✓ Bridge cash flow gaps

Equipment Financing

Get the tools you need to grow

✓ Purchase new equipment
✓ Finance vehicles
✓ Upgrade tools and machinery
✓ Technology and software
✓ Preserve cash flow

Project-Based Funding

Win more contracts with proper financing

✓ Fund large projects
✓ Cover bid bonds
✓ Materials financing
✓ Subcontractor payments
✓ Project completion

Qualification Requirements

We make it easy to qualify for funding. Our streamlined process focuses on your business health rather than just credit scores.

✓ Minimum 6+ months in business
✓ Consistent monthly revenue
✓ Valid business bank account
✓ Active contractor's license (HVAC, Electrical, Plumbing, or General)

Ready to Get Funded?

Complete our quick application and get a decision within 24-48 hours.

Apply Now

Frequently Asked Questions

Find answers to common questions about contractor financing

What are the requirements for funding? +

To qualify for contractor funding, you need a minimum of 6+ months in business, consistent monthly revenue, a valid business bank account, and an active contractor's license (HVAC, Electrical, Plumbing, or General). We focus on your business health rather than just credit scores.

How fast is the process? +

Our streamlined application process provides funding within 24-48 hours after approval. Most contractors receive their funds within 2 business days. We understand that when you win a contract, you need capital immediately.

What can the funds be used for? +

Funds can be used for working capital, equipment purchases, inventory, payroll, project financing, vehicle purchases, marketing, or any business expense to help grow your contractor business.

What types of contractors are eligible? +

We fund all licensed contractors including HVAC contractors, electrical contractors, plumbing contractors, general contractors, roofing contractors, and renovation specialists in the Hampton Roads area.

What documents are needed to apply? +

You'll need your business bank statements (last 3-6 months), contractor's license, business tax ID, and basic business information. Our application takes just minutes to complete with minimal paperwork.

What are the typical repayment terms? +

Repayment terms range from 6 to 24 months with competitive rates starting at 6.99% APR. We offer flexible terms tailored to your cash flow and business needs, making it easy to plan your finances.